ClearpointвЂ™s on line pre-bankruptcy credit counseling (generally known as вЂњpre-filingвЂќ or вЂњpre-petitionвЂќ guidance) lets you make the certification that’s needed is by United States Bankruptcy Code before you decide to can seek bankruptcy relief. Our unique guidance system provides a few key advantages:
This guidance shall offer you a far better knowledge of most of the options accessible to you and certainly will prepare you for the remainder bankruptcy procedure.
How It Operates
HereвЂ™s a review of the way the guidance process works and what you ought to expect.
1. Offer your financial information
Into the session, you certainly will offer different bits of information on your finances, including information about why you may be filing for bankruptcy. Here you will find the details you shall need certainly to offer:
For every single financial obligation, you shall have to offer:
As soon as these records is submitted, you’ll be supplied with a вЂњfinancial situation analysis.вЂќ This helpful dashboard will show your credit rating, earnings, costs and web worth, and prepare you for a counselor to your conversation.